That’s verbiage from PayDayOne’s website, the same one Cassandra Walls allegedly used to obtain most of the $70,000 in online loans she obtained using stolen identities.

Walls was indicted this month, and accused of using her position as a temporary employee at AT&T to steal the personal information of 2,100 of her co-workers.

Karen Milligan found out her information was used for payday loans the day she got a call from QuickClick, another online lender. QuickClick detected a lot of irregularities in loans made to ostensible AT&T employees and began flagging the loans and contacting.

Walls allegedly took out two loans using Milligan’s information—one from QuickClick, and another from PayDayOne, which advertises that applicants need only have an email address, a checking account and a job to get a loan.

Walls cut and pasted information from employees’ files onto bogus pay stubs and fake driver’s licenses in case a lender asked for employment confirmation or identification, according to the indictment.

Milligan was lucky to have contacted by QuickClick when she did; many of the other AT&T employees didn’t learn they’d been victimized until bill collectors contacted them.